Plan Administrator -- General Information:

The NIAAA Insurance Program is administered by Bollinger, Inc.  Bollinger is the 10th largest privately held insurance agency in the US.  For over 60 years, Bollinger has specialized in providing insurance to athletes and sports organizations. From National Governing Bodies (NGB’s), to national, regional and state sports organizations, and all the way down to local community sports associations, Bollinger provides protection to over four million athletes across the country. 

For Insurance questions, please contact:

**** NOTE:  For Membership questions, please call the NIAAA at (317) 587-1450.

Insurance Program General Description

What insurance benefits does my NIAAA Membership provide?
Your membership in the NIAAA includes a package of insurance providing you with excess general liability, excess directors & officers liability and term life insurance. These coverages are automatically provided to you as part of your membership dues.  There is no additional fee for this insurance program.

What Activities are Covered?
Members of the NIAAA are covered under the general liability and directors & officers liability insurance plans while performing the duties of an athletic administrator. Coverage also extends to Associate members when they are involved in some phase of school, or athletic administration in the United States or a foreign country, or as students or instructors in athletic administration

What is the Coverage Territory?
The general liability policy protects the members while in the United States, its territories and possessions; and while temporarily performing covered activities outside the United States.

National Athletic Administrators Association
General Liability Insurance Summary

What is Covered? 
The general liability policy provides coverage for claims or lawsuits that arise out of bodily injury or property damage during a covered activity. The policy also provides coverage for claims arising out of participant’s legal liability, personal injury, advertising injury and products or completed operations liability.  Defense costs are included in the limit of coverage provided.  This coverage is excess over any other valid and collectible insurance or self insurance plan.

Notable Exclusions:
The standard commercial general liability exclusions apply (such as War, Nuclear Energy, Absolute Pollution, Asbestos); in addition, liability arising out of sexual abuse or molestation is excluded;  the use of fireworks is excluded, and no liability coverage is provided to any member while driving any auto.

Insurance Company:
The General Liability is underwritten by Markel Insurance Company, Glen Allen, VA.  Markel is rated  “A” (Excellent) by A.M. Best’s rating service.

Policy Limits:
$1,000,000 limit of liability per claim  
$1,000,000 aggregate per policy term  
$2,500 deductible  
This policy is written on a claims-made basis  
Defense costs are in addition to policy limits

What does a D&O Policy cover? 
D&O Liability protects the association and its members from claims arising out of wrongful acts or claims of errors and omissions. Some examples of D&O type claims would be those stemming from eligibility matters, discrimination or wrongful termination.  The policy specifically excludes claims that result from bodily injury or property damage. This coverage is excess over any other valid and collectible insurance or self insurance plan.

Who is covered? 
This program provides broad coverage for the NIAAA members.  The policy not only covers the officers and directors of the association, but also provides protection for any member but only while acting in an official capacity as an athletic administrator. 

Insurance Company:  
This policy is underwritten by Federal Insurance Company, a member of the Chubb Group of Insurance Companies, Warren, NJ.  Chubb is rated “A+” (Superior) by A.M. Best’s rating service.